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![]() Some home buyers take out a second mortgage to use as part of their downpayment on the first loan to help bypass PMI requirements. PMI is only required on conventional mortgages if they have a Loan-to-value (LTV) above 80%. PMI: Property mortgage insurance policies insure the lender gets paid if the borrower does not repay the loan. If property tax is set above 20 the calculator presumes the amount entered is the annual assessment amount. If property tax is 20 or below the calculator treats it as an annual assessment percentage based on the home's price. Real estate portals like Zillow, Trulia,, Redfin, & Movoto list current & historical property tax payments on many properties. One can't simply look at the old property tax payment on a home to determine what they will be on a forward basis, as the assessed value of the home & the effective rate may change over time. Those who rent ultimately pay this expense as part of their rent as it is reflected in their rental price. Property Tax: this is the local rate home owners are charged to pay for various municipal expenses. Extra payments applied directly to the principal early in the loan term can save many years off the life of the loan. If a home buyer opts for a 30-year loan, most of their early payments will go toward interest on the loan. The 30-year fixed-rate loan is the most common term in the United States, but as the economy has went through more frequent booms & busts this century it can make sense to purchase a smaller home with a 15-year mortgage. Loan Term: the number of years the loan is scheduled to be paid over. For your convenience we also publish current local mortgage rates. ![]() This calculator can help home buyers figure out if it makes sense to buy points to lower their rate of interest. If the buyer believes interest rates will fall or plans on moving in a few years then points are a less compelling option. In general discount points are a better value if the borrower intends to live in the home for an extended period of time & they expect interest rates to rise. In some cases a borrower may want to pay points to lower the effective interest rate. Interest Rate: this is the quoted APR a bank charges the borrower. If the loan amount is above 80% of the appraisal then PMI is required until the loan is paid off enough to where the Loan-to-value (LTV) is below 80%. Loan Amount: the amount a borrower is borrowing against the home. This is used in part to determine if property mortgage insurance (PMI) is needed. Home Value: the appraised value of a home. This highly skilled sword-forging technique has been passed down for generations. Many feudal lords demanded swords forged in the Mino province. The blades forged in MINO provinces also had the reputation of their practical design and sharpness. Mino is located in the middle, making feudal lords feel convenient to order swords from MINO-DEN. There was high demand from those powerful feudal lords and their retainers.įurthermore, so many wars occurred between the Kanto region and the Kyoto area. Tokugawa Ieyasu was the lord of Suruga (Neighboring areas). Akechi Mitsuhide controlled Mino province, and Nobunaga Oda ruled Owari province. And the location of Mino province beat others. MINO-DEN exceedingly prospered during Sengoku Jidai(Warring State period) due to the high demand for weapons. This blade has this particular Hamon(tempering line). Sanbon Sugi tempering line resembles a small cedar tree/forest growing horizontally. Each generation was good at creating swords with Sanbon Sugi tempering line(Hamon in Japanese). He forged swords in the Mino province, which is renowned for a particular sword style called MINO-DEN. It is said the most skilled Kanemoto of all is the second-gen, also known as Magoroku, who was one of the most famous MINO swordsmiths from the Muromachi period. The swordsmith name “Kanemoto” lasted 27th generations from the Muromachi period(early 16th century) to the Heisei period(modern-day). Therefore, we assume the previous owner who submitted this blade to an appraiser must have been a wealthy Samurai. It was a luxury to ask an appraiser to make a Kinzogan Mei because of the cost of pure gold and skilled labor. The appraiser chiseled the swordsmith’s name he attributed to an unsigned blade and then put pure gold on each letter. Kinzogan Mei is a signature made by an appraiser of Japanese swordsmiths during the Samurai era, especially during the Edo period. We believe this blade was made during the early Edo period based on its style and characteristics. According to NBTHK that appraised this blade, it was forged during the SHINTO era(1596 A.D.-1763 A.D.). This blade has Kinzogan Mei of Kanemoto(兼元). We will be more than happy to help you.Īntique Japanese Sword Katana Signed by Kanemoto with Hozon Certificate Please feel free to contact us or check the list of swords. Our customer service will help you find your ideal blade you will cherish for generations. Also, there are ones that aren’t listed on the website yet. However, we might be able to show you something similar because we have various types of swords available. ![]() This sword was sold as each antique Japanese sword is one of a kind. INCLUDED : NBTHK Hozon Certificate, Koshirae Mounting, Shirasaya Case, Traditional Sword Carrying Case, Sword Maintenance Kit, Full Exportation Support Category *Please contact us prior to purchase if your country isn’t listed. ![]() USA, UK, Canada, Mexico, France, Germany, Hong Kong, Australia *There might be delay in shipment depending on countries ![]() How To Personalize Snowman Popcorn Wrappers (If needed, secure the hat to the wrapper with a dab of glue. Gather the top of the hat with a tiny rubberband.Fringe the top of the hat with scissors.Close the fleece sandwich and press tightly.Apply a healthy strip of hot glue 1/4″ inside the edge of the fleece.Making the fleece hat with a glue gun is super easy! Simply glue the seam of the hat instead of sewing the seam. How To Make No Sew Fleece Candy Bar Wrapper Hat I used both methods of making the hats: glue gun and a sewing machine using the straight stitch to sew the fabric for the hats. The hats can be made with the no sew glue gun technique or with a sewing machine using a quick and easy straight stitch.Ī search of Youtube will reveal a few easy tutorials on assembling the hats for the Snowmen Hershey Bars and I promise even the least crafty will prevail. ![]() How To Make Snowman Candy Bar Wrapper Hat DirectionsĬhoose your tool of preference to construct the hat (no sew glue or a sewing machine.).
![]() They could have simply added the fact that there are two versions available like any other apps do. Most apps, when confronted with rules and policies conflicts, choose to create a downloadable add-on, which then can be downloaded separately, not fully going independent. But seeing an upgrade event held in barely-in-existence website alongside another minor Korean sub, does make me wonder if the developer had the intention to make this available outside of Korea.īlaming Microsoft for strict App Store policies has not and will not help anyone either. If this is a major upgrade, heck, you might want to consider subscription model. But seeing there was a "free upgrade event" for all licenses, except that it was not announced on the App Store front, is simply hilarious.ĭon't get me wrong here: I believe there are ought to be second payment. ![]() I've been using this app even before it hit the App Store, and was very grateful to see it available on the store. Movist finally has a working support website, except neither the website nor the App Store does the justice to keep people informed. I’m sure everyone knows what they are ought to expect by simply looking at the screenshots. There are also some real competitors showing up on the App Store.ĭedicated subtitle supports and options, and good enough performance. Or it was, now that Movist *PRO* is available on the developer's website separately, perhaps I should refrain from calling it the best. It’s probably one of the best media players available in the App Store. Check it out before you make the purchase. There was also a free upgrade event, most English-speaking users would have missed out on. Tl dr There is now a *PRO* version of the same app available only on the developers' website. Your preschoolers will continue to pick cards until they have found all the matching lowercase letters on the mat or worksheet. Your kids can then use a toothbrush to find the letters. Just like in the Tooth Brushing Alphabet Activity, you can cover the letters with toothpaste or paint. If your children are using the mat or colored worksheet, they can cover the letters with small manipulatives like mini erasers or letter magnets. Next, your students will look for the matching lowercase letter on the tooth worksheet.Īfter your kids find the letter that they are searching for, they will color it in with a crayon or a bingo dauber. How To Use The Tooth Fairy Letter Search Activity:įor this letter search activity, your pre-readers will first select a tooth fairy card and say the name of the capital letter on it. Finally, make copies of the worksheets for your students. If you are using the mat, you will also want to print it on white card stock.Īfter printing, laminate the mat and cards and cut the cards apart. Then, print the tooth fairy cards on white card stock. ![]() Next, download and print the worksheet that you want to use (there is one in color and one in black and white) on copy paper. To get this letter recognition activity prepared for your kids to use, fill out the form at the bottom of this page.
![]() Within their native and introduced ranges, they live in small and large streams, canals, rivers, ponds, reservoirs, and lakes. Snakeheads are freshwater fishes with little, if any, tolerance for saltwater. One unusual feature is the snakeheads’ tolerance of low oxygen levels. Many snakeheads come from habitats where water is soft and slightly acidic to neutral (pH 5.0 to 7.0), and these values represent a suitable guide to successful maintenance. Bearing in mind the propensity for snakeheads to drown when denied access to the surface, remember to leave enough room for air when filling your tank. Despite their predatory nature, smaller snakeheads are retiring in nature, so can suffer at the hands of large, aggressive cichlids. This is a relatively aggressive fish that’s best kept alone. ![]() Can You Eat A Snakehead Fish? 1 Thing To Be Careful OfĪlso known as the Orange-spotted snakehead, the Golden cobra reaches about 40cm/16”. Snakehead fish can be found in Malaysia, Indonesia, and other parts of Asia. Many enjoy it, not knowing that it is in fact a small shark called a Dogfish. The largest verified lake sturgeon on record was caught in Lake Michigan. The common name of dogfish comes from their impressive set of very sharp conical teeth much like a tyrannosaurus rex. It is scientifically known as Amia calva, which is derived from the Greek, Amia meaning fish and calva meaning smooth. The bowfin, commonly called dogfish in the Midwest, is truly a one of a kind fish. How Can You Tell If A Snakehead Fish Is Male Or Female? Overzealous fish mongers most likely released snakeheads into the wild for profit. Aplenty AugSnakeheads are an invasive species and may eventually become as damaging a species as the silver carp that has inundated U.S. Any discussion of predatory oddball fish for the aquarium will invariably feature a snakehead or two. Snakehead is a delicacy in many parts of the world, especially in Asia and the Middle East. How To Prepare Dried Fish Snake Delicious! Capable of reaching to 40cm/15.7”, the Splendid is one of the larger species and care should be tailored accordingly. Snakeheads with predatory teeth should always be handled with caution, just as any other large fish. The eggs or young of these animals can become aggressive if approached, however. People will often act shy around captives in captivity. Snakehead fish are usually not in contact with humans. If you add a little fish flavor, the fish will taste more like a seafood dish without being overpowering. Have you seen any of the cheap horror movies about snakeheads? Yes Sir.ur Right abt Snake Head fish…I also see tht Program…But that species is very much use as food for cooking. Hey i recently bought a pair of parrot and oscar fish…. Mcmama AugThey have GREAT personalities and are fun to watch and have around. We will also talk of ways on how to cook and catch them. In this brief guide, we will answer the question, can you eat a snakehead fish? We will discuss the aspects of snakehead fish such as their taste, texture, and the correct way to prepare them. ![]() The northern snakehead’s ability to eat a wide range of foods and live in varied conditions allows it to compete with many native fish for food and habitat. The fish may now spread diseases to native fish and wildlife in the region. researchers says the invasive northern snakehead fish in the mid-Atlantic region carries bacteria as bad as its bites. There are even reports in Asia of snakeheads attacking and killing humans. Therefore, there are also inconveniences for distant guests in other regions of the country. The advantage of this purchase is that buyers can explore the site of sale dried snakehead fish and choose to buy. Tourists traveling through the West often visit specialty shops to buy or use for graduation. But like a snake, northern snakeheads can crawl on land, albeit clumsily. Apparently, ‘snakehead’ has the same effect and caused some to ask if the fish are venomous. Obviously, maintaining a school of Neon tetras with snakeheads is too much of a risk, so they should always be kept with fishes too large to be considered food. What Is The Biggest Creature In Lake Michigan? Can You Eat A Snakehead Fish? 1 Thing To Be Careful Of.How Can You Tell If A Snakehead Fish Is Male Or Female?.How To Prepare Dried Fish Snake Delicious!.What Is A Black Fish In North Carolina?.What Is The Problem With Snakehead Fish?.What Is The Biggest Creature In Lake Michigan?. ![]() Use an online crossword tool to create crossword puzzles for students. You can design the crossword by taking a set of words you are teaching in the classroom. Creating crosswords for language classes is easy. Moreover, you can make your students learn different words in a foreign or native language. By using a classical crossword, you can give clues about words concerning a particular topic. ![]() You can make your students learn to spell and enhance their word power through this fun activity. It’s a no-brainer that crossword puzzles can be used in language classes. A few forms of crosswords that you can use in the classroom are: It does not matter if you teach language, math, or other subjects including crosswords in the course curriculum is a fun activity. If you want to create a crossword puzzle for your students, you need to keep the basic points in your mind. How to create crossword puzzles for students? Also, it enhances the willingness to learn new concepts. Another study conducted in 2013 mentioned that these puzzles improve vocabulary. In the study, students also mentioned that crossword puzzles are a fun activity that helps them improve their learning process. Moreover, it also helps students understand how they can use different aspects of the same concept. However, it has been found that crosswords go a step beyond memorization techniques and help students realize their weaknesses. Most teachers believe that memorization is the best way to help students learn new concepts. You can use this measure to boost the confidence of your students. The benefits of using crossword puzzles in the classroom do not stop here. Encouragement of critical thinking abilities.Revision of concepts that are hard to understand.If you are a teacher, you can incorporate these puzzles in the following ways: Many research studies have shown that these puzzles can enhance educational values. How do crossword puzzles help with learning? Understand this with the help of research studies. How do crossword puzzles help with learning?Ĭrossword puzzles can be used in the classroom to teach various new aspects to students. As a result of this exercise, their brain muscles get stronger and sharper. Moreover, people solving these puzzles spend their time finding the correct answer. The motive of these puzzles is to enhance the problem-solving skills of individuals. These are designed horizontally or vertically with black and white shaded squares. If you are unsure about what are crossword puzzles, understand that these are a form of a jigsaw puzzle for words. If incorporated into the classroom curriculum, teachers and students can make the most out of this learning tool. A crossword puzzle is one of the ways to help students learn new definitions and terms, build their confidence, and improve team-building activities. Teachers can include this activity in the classroom to beat boredom and help students enhance their creative thinking. Crossword puzzles are an effective way to teach students. ![]() Increased weight on your feet: "With high arches, your foot is structured to naturally place too much weight on the outside of your foot when walking or standing," Schaeffer says.Much like low arches, high arches can cause their own unique set of feet issues. Frequently asked questions What are the negatives of high arches? The orthopedic style also features a durable rubber outsole and a shock-absorbing insole. They offer arch support, improve balance and posture, and cushion feet while reducing impact on knee and hip joints. These APMA certified walking sneakers are a true triple threat. Insoles and orthotics for high arches Tread Labs Ramble Thin Insoles This alleviates pressure on the nerve and bone," Lee says. A simple way I treat this is to have my patients skip an eyelet in their shoelaces overlying the most prominent part of their instep. Sneakers: "Gym shoes are always suitable for someone with higher arches, but often people will complain of pain to the instep due to the pressure from the shoe. ![]() Wedges allow the pressure to distribute across the entire foot instead of just the ball and heel of the foot," Lee comments.
Take on the campaign in 4-player co-op, and dive into the fray in 16-player Deathmatch, Team Deathmatch, CTF, and more-then take things to the next level by creating and sharing custom game modes.īurst blood vessels listening to a supercharged metal soundtrack by retro FPS composer Andrew Hulshult that dynamically changes gears to accompany your actions. Team up and go head-to-head in a variety of multiplayer modes. Unleash your inner map designer with Prodeus’s powerful but easy-to-use level editor, and keep the visceral combat fresh with a built-in browser filled with community-created maps. ![]() Experience the gory thrills of the elder shooters, dialed up to 11 thanks to Prodeus’s delightfully demented dismemberment system. Splatter the steel walls and alien halls with the blood of your enemies. Blast and blaze your way through hordes of chaos-spawned creatures using an arsenal of classically over-the-top weapons. Steel yourself for fast and frantic nonstop action. Experience over-the-top explosions of lo-fi pixels and hi-tech particle effects as you clash against the Prodeans and forces of Chaos. Shooters past and present collide with graphics that combine today’s high-quality 3D tech with retro visuals. This is the Boomer Shooter you’ve been waiting for. ![]() The game features a hand-crafted campaign from industry FPS veterans, co-op and competitive multiplayer play drawing on classic modes*, a fully integrated level editor, and a built-in community map browser for instantaneous action with nearly limitless levels to play. Experience the quality you’d expect from a modern AAA game, designed with retro aesthetics and gameplay that invoke the tech-imposed limits of older hardware. Now oddly enough I'm on a 4k screen and I'm hunting for a 3090.Prodeus is a first-person shooter of old, re-imagined using modern rendering techniques and technology. That's exactly what folks said to me when I put in my 2080ti for 1080p so I feel ya bud. You're throwing around "bad optimisation" without even truly understanding what you're talking about.Īnd yes for 1080p gaming a 3080ti is bloody overkill but I don't care. Of course the Deck isn't going to run Prodeus that well with it's settings set balls to the wall. How is any of that abysmal? You're trying to compare a card that can suck upwards of 500W to an APU that has a draw of 15W across 4 cores and has to perform the tasks of a CPU and GPU on the one chip. I'm sorry what? My 3080ti desktop isn't even pushing 800MHz when running Prodeus and that's everything maxed, 60FPS, 1080p because I'm on a 1080p monitor and my GPU utilisation is only 50% and I'm only using 25% of it's total power draw. I've noticed a very big trend in a lot of defense forcing of really pc versions especially when they use DLSS. Even on a 3080 the amount of usage and wattage it is pulling is abysmal for what is going on. Originally posted by λ Experimental Vaccine till 2023:I'm sorry but prodeus is the case of optimisation. The amount of power the game is using and the performance it is giving is objectively poor. I'm sorry but prodeus is the case of optimisation. Yes retro aesthetics does not mean retro requirements, and yes proton can caus ea loss in performance but it very often and PROVEN results in the same performance and sometimes better. Another thing to keep in mind you are going to have a slight performance hit regardless as the game needs to run through a proton compatibility layer since there is no native linux build And just because a game is retro in aesthetic it doesn't mean it's retro in hardware requirements. You need to keep in mind that the Steam Deck doesn't have the same amount of power delivery to the APU as a desktop/laptop would to a dedicated CPU and GPU as there are thermal limitations to consider along with battery life. If it isn't then cap the refresh rate to something like 40Hz(in turn capping to 40fps stable) which is a rather good compromise. If 60Hz is a must have no compromise just drop the resolution, turn down shadow/render distance etc. ![]() Originally posted by Katcher:It's less about optimisation and more you trying to get more than what the Deck can push. |
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